Your Mortgage Journey, Simplified.
At Your Mortgage Assistant, we're here to guide you through the home loan process with clarity and ease. Whether you're buying your first home, refinancing, or investing, we provide expert advice tailored to your unique financial needs.
Who are we?
Your Trusted Local Mortgage Experts
At Your Mortgage Assistant, we're proud to be a local Adelaide-based mortgage broking business dedicated to building long-term relationships with our clients. With personalized service and expert guidance, we make the mortgage process as simple and stress-free as possible. Whether you're buying your first home or refinancing, we take the time to understand your unique needs and work hard to secure the best options for your future.
Our services
Comprehensive Mortgage Solutions
First-Time Home Buyers
Expert guidance for navigating the mortgage process, securing the best rates, and understanding your options.
Refinancing
Helping you refinance your current mortgage to take advantage of better rates, lower payments, or consolidate debt.
Home Loan Pre-Approvals
Get pre-approved for your mortgage to give you confidence when house hunting and make your offer stand out.
Investment Property Loans
Tailored advice and mortgage options for purchasing and managing investment properties.
Debt Consolidation
Simplify your finances by consolidating high-interest debt into one manageable home loan.
Mortgage Protection & Insurance
Explore options to safeguard your mortgage with insurance solutions that suit your needs.
Latest news
Stay Updated with Market Insights
Has your borrowing power increased in 2025?
If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.
🗓️ July 16, 2025
Two-thirds of borrowers could save by refinancing: report
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.
🗓️ July 9, 2025
Small deposit? 50,000 Home Guarantee Scheme spots just opened up
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.
🗓️ July 2, 2025
Frequently Asked Questions
Common Mortgage Questions
How much deposit do I need for a home loan?
Most lenders require a minimum 20% deposit to avoid Lenders Mortgage Insurance (LMI). However, with government schemes like the First Home Guarantee, you may be able to buy with as little as 5% deposit. We can help you understand your options and find the best solution for your situation.
What documents do I need for a mortgage application?
You'll typically need proof of income (payslips, tax returns), bank statements, identification documents, and details about your current financial situation. We'll provide you with a comprehensive checklist and guide you through the entire process to make it as smooth as possible.
Should I refinance my current mortgage?
Refinancing can help you secure a better interest rate, reduce monthly payments, or access equity for other purposes. We'll analyze your current loan and market conditions to determine if refinancing makes financial sense for you.
How long does the mortgage approval process take?
Pre-approval typically takes 1-2 business days, while full approval can take 2-4 weeks depending on the lender and complexity of your application. We work efficiently to get you approved as quickly as possible while ensuring all requirements are met.
Ready to Achieve Your Property Goals?
We're proudly trusted by over 100+ clients across Salisbury and Adelaide. Whether you're buying your first home, refinancing, or investing, we're here to help you secure the best mortgage solution for your needs.