Home loan interest rate rising? There may be other options
It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.
🗓️ May 20, 2026
Federal Budget 2026: how it could affect your property plans
Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.
🗓️ May 13, 2026
Cash rate increases for the third time this year, now up to 4.35%
The hits just keep coming for mortgage holders, with the Reserve Bank of Australia (RBA) today raising the cash rate for a third time this year to 4.35%. If you’re starting to struggle with your mortgage repayments, here’s how you can potentially take action.
🗓️ May 5, 2026
How to turn your new-build dreams into reality
There’s no better feeling than living in a brand new home - it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.
🗓️ April 29, 2026
Could your home loan pre-approval be out of date?
Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.
🗓️ April 22, 2026
Why buyers are defying rate hikes and rising fuel prices
Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.
🗓️ April 15, 2026
One-in-five investors snatch up interstate properties
Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases. Australian homes have delivered plenty of pluses for investors in recent years. Vacancy rates are low and rents are rising across much of the country. Strong price growth has seen more than 93% of recent investor sales make a profit – the highest rate in a decade. Not surprisingly, that’s seen a rush of investors keen […]
🗓️ April 8, 2026
5% Deposit Scheme helps more than 300,000 Aussies buy a first home
Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit.
🗓️ April 1, 2026
Good news for buyers – surge in homes hitting the market
If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.
🗓️ March 25, 2026
Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%
More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate for the second time this year to 4.10% in a 5-4 split decision vote. How might this impact your monthly mortgage repayments?
🗓️ March 17, 2026
Offset accounts surge as homeowners race to beat higher rates
Who wouldn't want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we'll look into whether an offset account could benefit you.
🗓️ March 11, 2026
How first home buyers can buy up to five years sooner
As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to cut years off the time taken to buy a home.
🗓️ March 4, 2026
How much do you need to earn to buy a home in 2026?
Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power.
🗓️ February 25, 2026
Thinking of a tree change? You might find more affordable homes
Growing numbers of younger Australians are opting for regional living, and part of the lure of a 'seachange' or 'treechange' can be the chance to get more bang for your buck.
🗓️ February 18, 2026
Which generation tops housing wealth in Australia?
Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market.
🗓️ February 10, 2026
RBA hikes the cash rate by 25 basis points to 3.85%
Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.
🗓️ February 3, 2026
How high are property prices predicted to go in 2026?
After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball - and what it could mean for your home buying plans.
🗓️ January 28, 2026
Roll up those sleeves - a renovation renaissance is slated for 2026
A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project.
🗓️ January 21, 2026
Nurses, teachers or CEOs: which occupation boasts more property investors?
Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them.
🗓️ January 14, 2026
Aussie home owners just got $82,000 richer on average
What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026.
🗓️ January 7, 2026
Happy New Year! Let’s discuss some potential 2026 goals | Your Mortgage Assistant
There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you're looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026.
🗓️ December 30, 2025
Season’s greetings! Here’s to a well-earned summer break | Your Mortgage Assistant
As the Christmas and New Year's festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025.
🗓️ December 21, 2025
Your suburb’s 2025 property report card is in | Your Mortgage Assistant
You might've seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.
🗓️ December 17, 2025
No Christmas rate cut - could rates rise in 2026? | Your Mortgage Assistant
Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare.
🗓️ December 10, 2025
2% deposit scheme ‘Help to Buy’ launches | Your Mortgage Assistant
Imagine being able to buy your own home with just a $12,000 deposit. That's what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look.
🗓️ December 3, 2025
Why now may be the time to buy a rental property | Your Mortgage Assistant
2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing forward your plans.
🗓️ November 26, 2025
5-year goal: 1-in-3 Gen Zs planning to buy a first home | Your Mortgage Assistant
Gen Z may be known for being tech savvy, but they’re also showing their smarts when it comes to home buying, with a surprisingly large number preparing to buy their first home before the end of the decade. Here’s how Gen Zs are making their home-buying plans happen.
🗓️ November 19, 2025
Australian home owners focus on paying down debt | Your Mortgage Assistant
To save or to pay down your home loan, that is the question. Ok, so it’s not Shakespearean levels of contemplation – but it’s still a big decision facing many Australian families right now. Let’s take a look at what the majority of home owners are leaning toward.
🗓️ November 12, 2025
Time to buy? House prices tipped to heat up this summer | Your Mortgage Assistant
Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans.
🗓️ November 5, 2025
Forget 'The Block', more homes are selling at auction | Your Mortgage Assistant
Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on.
🗓️ October 29, 2025
All aboard! The affordability of just one extra train stop | Your Mortgage Assistant
If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars.
🗓️ October 22, 2025
Bank of Mum and Dad stumps up $40,000 | Your Mortgage Assistant
They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break.
🗓️ October 15, 2025
What are the chances of another rate cut this year? | Your Mortgage Assistant
The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it means for your home loan.
🗓️ October 8, 2025
Separating? Understand your home loan options | Your Mortgage Assistant
Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal.
🗓️ October 1, 2025
99% of brokers have helped their clients secure a lower rate | Your Mortgage Assistant
Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.
🗓️ September 24, 2025
Countdown to be in your new home by Christmas | Your Mortgage Assistant
The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there.
🗓️ September 17, 2025
Jump into the market up to 4 years sooner with 5% deposit scheme | Your Mortgage Assistant
If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.
🗓️ September 10, 2025
5 steps to help you find a competitive edge this home-buying season | Your Mortgage Assistant
Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring.
🗓️ September 3, 2025
5% deposit scheme expands early - will it increase house prices? | Your Mortgage Assistant
The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans.
🗓️ August 26, 2025
Surge in switching: 1,000 home loans refinanced every day | Your Mortgage Assistant
Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.
🗓️ August 20, 2025
Third rate cut delivered this year as RBA trims cash rate to 3.60% | Your Mortgage Assistant
Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?
🗓️ August 12, 2025
Skipping pre-approval sees 1-in-10 first home buyers miss out | Your Mortgage Assistant
Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have loan pre-approval.
🗓️ August 6, 2025
How your home can help your kids get a great education | Your Mortgage Assistant
Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here's why.
🗓️ July 30, 2025
Newly built homes notch up strongest sales in 3 years | Your Mortgage Assistant
There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home - and the financial incentives available to new home buyers.
🗓️ July 22, 2025
Has your borrowing power increased in 2025? | Your Mortgage Assistant
If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.
🗓️ July 16, 2025
Two-thirds of borrowers could save by refinancing: report | Your Mortgage Assistant
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.
🗓️ July 9, 2025
Small deposit? 50,000 Home Guarantee Scheme spots just opened up | Your Mortgage Assistant
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.
🗓️ July 2, 2025
How to make an offer on a home | Your Mortgage Assistant
Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an offer and seal the deal.
🗓️ June 25, 2025
Welcome back! Home lending jumps as first home buyers return | Your Mortgage Assistant
Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a great time to take that first step on the property ladder.
🗓️ June 18, 2025
Australian home price average tops $1 million | Your Mortgage Assistant
Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first time ever. Have you been putting off buying? If so, here’s how to get the ball rolling.
🗓️ June 11, 2025
How you could boost your home’s value by $118,000 (and save on bills) | Your Mortgage Assistant
With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’.
🗓️ June 4, 2025
Plot twist: home owners keep repayments on hold as rates fall | Your Mortgage Assistant
Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs.
🗓️ May 28, 2025
RBA cuts the cash rate for the second time this year to 3.85% | Your Mortgage Assistant
Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments?
🗓️ May 20, 2025
Fact or fiction: do property values double every 10 years? | Your Mortgage Assistant
It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years.
🗓️ May 14, 2025
Albo re-elected: what’s on the board for home buyers and owners? | Your Mortgage Assistant
The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners.
🗓️ May 7, 2025
Myth buster: do weekly repayments pay off an offset loan faster? | Your Mortgage Assistant
There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account.
🗓️ April 30, 2025
Could US tariffs be good news for Aussie home owners? | Your Mortgage Assistant
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.
🗓️ April 23, 2025
Election 2025: what’s on offer for first home buyers? | Your Mortgage Assistant
Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.
🗓️ April 16, 2025
Home owners notch up gains of $230,000 in just 5 years | Your Mortgage Assistant
Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use.
🗓️ April 9, 2025
Why 1-in-2 families are thinking of refinancing | Your Mortgage Assistant
The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.
🗓️ April 2, 2025
Sounds of silence: how traffic noise can impact property values | Your Mortgage Assistant
‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values.
🗓️ March 26, 2025
5 fun (and budget-friendly) ideas for an Easter staycation | Your Mortgage Assistant
This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway - at home.
🗓️ March 19, 2025
Low cost renos to help keep your home cosy this autumn | Your Mortgage Assistant
It’s been a long hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills.
🗓️ March 12, 2025
Was that the shortest property downturn ever? | Your Mortgage Assistant
The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy.
🗓️ March 5, 2025
Major change coming to mortgage rules for university grads | Your Mortgage Assistant
Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan.
🗓️ February 26, 2025
RBA cuts the cash rate for the first time since 2020 | Your Mortgage Assistant
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments, and can we expect more cuts this year?
🗓️ February 18, 2025
The scheme that’s helped 193,000 Aussies buy a first home | Your Mortgage Assistant
If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works.
🗓️ February 11, 2025
What happens to my home loan if interest rates fall? | Your Mortgage Assistant
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south.
🗓️ February 5, 2025
The top 5 location turn-offs for Aussie home buyers | Your Mortgage Assistant
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later.
🗓️ January 29, 2025
How to finance your 2025 home renovation | Your Mortgage Assistant
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we'll explain ways to fund your home improvement project.
🗓️ January 22, 2025
Decisions decisions… Fixed-rate vs variable home loan rate | Your Mortgage Assistant
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now.
🗓️ January 15, 2025
House, apartment or townhouse? The pros and cons of each | Your Mortgage Assistant
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs.
🗓️ January 8, 2025
Three financial New Year’s resolutions to tackle 2025 head-on | Your Mortgage Assistant
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025.
🗓️ January 1, 2025
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